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We are always searching for ways to help our clients save money on their auto insurance. Saving money on car insurance is a relatively quick way to lower the cost of operating your car, and can be accomplished with a quick phone call to me. There are many ways to lower your insurance costs without eliminating needed coverage. Here are a few ideas to consider:

  1. Use an independent agent to provide a quote. Craven Insurance is independent and has access to many markets that provide competitive premiums. We will shop the market for the best possible combination of coverage, price and service.
  2. Multi-vehicle discount (if you have more than one vehicle on the policy). Most insurers offer discounts if you insure more than one vehicle with them.
  3. Consider combining your home and auto together. Most companies will provide discounts if they write your home and auto together.
  4. You can receive discounts if you combine your home and auto with the same carrier.
  5. Consider raising your collision and comprehensive deductibles if your vehicles are older. According to the Insurance Information Institute, raising your deductibles from $200 to $500 could reduce the Collision and Comprehensive cost of your car insurance policy by 15 to 30 percent.
  6. Customer loyalty- if you stay with a company for a period of time, you can receive discounts each year.
  7. Some companies offer discounts of you pay your premium in full.

As your independent agent, we are here to help you find the best possible combination of price and coverage.