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Whidbey Island Commercial Insurance 101

If you own or manage a business, you know how important it is to keep your operation running smoothly. There is nothing worse than an interruption in your business that may cause you to under deliver products or services to your customers. One very important parts of running a company, is ensuring that you have proper business or commercial insurance coverage.

What Is Commercial Insurance?

Commercial insurance is designed to protect your business from unforeseen losses like fire, theft, business income loss, and third party liability claims.

There are many different kinds of coverage that can be included in a commercial insurance policy, and depending on your business, you may need other specialized coverage including:

  • Property
  • Business income
  • Boiler and machinery
  • Inland marine
  • Building ordinance
  • Workers’ compensation
  • General liability
  • Professional liability
  • Automobile
  • Director and officers
  • Employment liability
  • Cyber liability

It is important to use an agent with commercial experience to help your business find the right combination of coverage, price, and service.

Craven Insurance is a family owned, locally operated independent insurance agent and broker.  As an independent insurance agent, we are able to provide the best possible insurance products and prices from a number of different insurance companies. We love our local Washington state communities in Whidbey Island and Lake Stevens, but we’re happy to provide coverage for you no matter where you are!