How To Reduce Your Auto Insurance Premiums In 2020

An Auto Insurance Update

2020 is here, and as part of your financial planning, you should update and review your auto insurance. When it comes to purchasing auto insurance, having options can be a very important way to save money. Putting money back in your pocket is one of our primary goals. We know and understand the auto insurance market. This allows us to provide you with the best possible combination of pricing, coverage, and service. 

Auto insurance rates differ from company to company, so it really pays to have us shop your insurance. Some markets offer better rates for trucks, RV’s, and campers, while others can offer better rates for motorcycles.

Increase Your Deductible

The difference between a $250 deductible and a $500 deductible is usually quite substantial, and the difference between a $250 deductible and a $1,000 deductible, even more so.

Young Drivers Need to Get Good Grades

If you have teen drivers, you are going to pay a higher premium. Some companies have good student discounts for students with a grade point average of 3.0 or better.  When the young driver reaches 21, the rates begin to drop with most companies.

Choose a Car That Costs Less to Insure

If you are purchasing a new car and have narrowed it down to two or three options compare the auto insurance rates of each to see if there is a notable difference in the cost to insure.

Be a Safe Driver

If your driving record is filled with accidents and speeding tickets, chances are you will pay a lot more for insurance. This is why one of your main goals should be staying out of accidents and off of law enforcement’s radar.

Senior Citizen Discounts

Most companies have discounts for people aged 55 and older who are retired or work less than 20 hours a week. There are mature driving courses that can also give the senior citizen a discount.

Multi-Policy Discount 

This discount is available when you insure both your auto and home with the same insurance company.

Let Us Shop Your Auto Insurance

The best way to save on your auto insurance is to have our professional staff shop for the best possible combination of coverage, price, and service. 

Pay in Advance

Most companies will offer discounts if you pay 100% of the premium upfront. 

Remember, we insure fun. We can also handle your motorcycle insurance, RV, ATV, boat and hatches. Craven Insurance is a family owned, locally operated independent insurance agent and broker.  As an independent insurance agent, we are able to provide the best possible insurance products and prices from a number of different insurance companies. We love our local Washington state communities in Whidbey Island and Lake Stevens, but we’re happy to provide coverage for you no matter where you are

 

Posted 3:59 PM

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