You write a critical online review of a hotel where you had a negative experience. While you had some legitimate complaints, you went too far by alleging that they failed to clean the room without providing evidence to back up your claim. In exchange, the hotel filed a lawsuit against you, which you are now forced to defend.
What Coverage Does Personal Offense Insurance Provide?
This coverage protects you against a wide variety of lawsuits and damages resulting from such offenses as:
· Inappropriate eviction or entry
· Libel, slander, or character assassination
· Arrest, detention, or imprisonment without authority
· Privacy invasion
· Persecutory prosecution
You probably have insurance to protect your business, apartment, home, car, and health from the unexpected, but have you ever considered protecting yourself in the event of a lawsuit for libel or slander? This is where coverage of personal offense liability comes into play. It's a lesser-known but critical coverage that you can add to your homeowner's insurance policy. Are you unsure what this coverage entails? We're here to assist you.