Spring Boating & Water Safety
We are entering the long days of summer, and many of us will soon be enjoying water skiing, boating, and riding personal watercraft with our family and friends. According to the U.S. Coast Guard, over 85% of water related accidents occur between May and August. In 2014, the U.S. Coast Guard reported more than 4,000 accidents, 500 deaths and over $40 million in damage from boating accidents.
Before you hit the water make sure you have the right kind of watercraft or boat insurance. You will need coverage for the hull, and liability coverage in the event of an injury. Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, coverage for injury to a water skier, and damage to the boat itself, sometimes called hull coverage. Call our office today for more information.
Watercraft Safety Tips
Have U.S. Coast Guard approved life jackets for everyone in the boat.
Have a first aid kit and fire extinguisher onboard.
Make sure your gas tanks are vented and bilges are free of vapors, oil, waste, and grease.
Avoid alcohol use. According to the U. S. Coast Guard, alcohol use is the contributing factor in nearly 16% of all fatal boating accidents.
Consider taking a safety course.
We know you have a million things to do, but learning CPR should be on the top of the list. It will give you tremendous peace of mind.
Have a working marine radio onboard at all times and know how to use it.
Have operable boat lights. Always test boat lights before the boat leaves the dock and carry extra batteries.
Be Aware of Dehydration – Have plenty of water for all individuals onboard.
Boat or Marine insurance is available for small boats, yachts, high performance powerboats, live-aboard houseboats, catamarans, and pontoons. Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.
Our dedicated staff of insurance professionals are here to assist to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way. We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.
Call us today, and have a great time on the water!