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Home > Blog > The Benefit Of An Insurance Review
MONDAY, MARCH 30, 2020

The Benefit Of An Insurance Review

The Benefit Of An Insurance Review

Our agency is founded and run on the philosophy that client’s needs come first and foremost. We know you hear that a lot, so we wanted to tell you how we carry out our philosophy day to day. This article is the continuation of our series on how to think differently about insurance.

Every client deserves an annual insurance review. The review may take different forms depending on the individual circumstances.

Benefits To An Insurance Review

·         Keeps your program up to date

·         Provides opportunity for feedback on services

·         Allows for the partnership to review goals

·         We take time to review key exclusions and other coverage items

·         You may need to modify, reduce or add coverage depending on your current situation

·         The review does not need to take a long time

 

Business Insurance Review

A business review is important because risk is constantly changing. Maybe your operations have not changed, but laws and other statutes can impact your risk and need to be addressed. Here are a few examples:

·         Prices change and a review can determine if you are getting competitive rates on your insurance.

·         Your coverage needs may have changed and your policy should reflect these changes.

·         There may be new insurance companies to which we have access.

·         Laws and regulations are changing and may require a different kind of insurance.

 

Personal Insurance Review

A review of your personal insurance can be completed in person, over the phone or even via email. But the important thing is that the client and agent communicate about your personal risk and what has changed. Changes in your personal situation can have an impact on your insurance needs. Examples might include:

·         Change in marital status

·         Kids headed off to college

·         Remodeling of your home

·         Purchase of expensive jewelry

 

Craven Insurance is a family owned, locally operated independent insurance agent and broker.  As an independent insurance agent, we are able to provide the best possible insurance products and prices from a number of different insurance companies. We love our local Washington state communities in Whidbey Island and Lake Stevens, but we’re happy to provide coverage for you no matter where you are!

 

Posted 10:44 AM

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Clinton, WA 98236
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